Student Checking

Whether you’re a high school student or going off to college, our Student Account is packed with online and mobile features! Parents of younger students can have peace of mind knowing our Parental Control features allow them to be involved with helping their child navigate their first account.

  • No Minimum Balance Required
  • Get up to 5 MCB foreign ATM transaction fees refunded per statement cycle
  • Free eStatements
Enjoy Digital Convenience

Take your bank with your wherever you go! Enroll in Personal Online Banking and enjoy access to or full suite of digital services including:

  • View Balances – quickly check your account(s) balances from anywhere
  • Transfer Funds – initiate one-time, schedule future or repeating transfers between internal and external accounts
  • Manage Transactions – search you recent activity, filter by tags, even add an image or note to any transaction
  • Make Payments – initiate one-time or schedule bill payments from any device
  • Deposit Checks – snap a photo of any check you need to deposit
  • Get Alerts – be the first to know with real-time alerts that help you monitor your finances and keep you account(s) safe

Student Loans Now Available!

Click here to Learn More

Add-On and Bundle Perks available!

If you’re concerned about protecting your identity, enjoy saving money, getting cash back, or love to travel – You might want to add these perks to your Student Checking Account today.

Ultimate ID Plus™ Add-On

Ultimate ID Plus™ is the highest quality Identity Theft Solutions program available in the market today, powered by Merchant Information Systems, Inc. Your credit monitor will not begin until you have successfully validated your identity and completed the online activation process.* Contact 1 (877) 279-6338 for help on activating your UID benefits today!

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Xpress Bundle

SAVE BIG with SavingsXpress® and TicketXpress™ in addition to Cash Back and Online Shopping Discounts. SavingsXpress® gives you access to more than 500,000 savings opportunities in our local communities and in over 10,000 cities.  TicketXpress™ gives you access to discounted movie tickets, sporting events tickets, concerts, theme parks, theater tickets, city passes, ski lift tickets and golf & recreation.

Travel Bundle

Enjoy access to a Full-Service Personal Concierge Travel Suite that includes MANY Savings and Discounts on Dinning and Shopping.

Explore all the benefits by visiting


*Credit Monitoring and the ULTIMATE ID Plus™ program begins when you successfully validate your identity to complete the activation process. An active email address is required. To report an identity theft incident or for assistance obtaining your activation code, please call 1 (877) 279-6338 and speak with a dedicated ULTIMATE ID Plus™ recovery advocate. Certain restrictions and limitations apply. See complete terms and conditions and program eligibility. Please refer to your summary of benefits for program-specific information.

1The MCB mobile App is free to download. Your mobile carrier may charge access fees depending on your individual plan. Web access is needed to use the Mobile Banking App. Check with your carriers for specific fees and charges. Message and data rates may apply.

2Student must be age 18 or older to use Bill Pay services.

3Apple Pay is a trademark of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.

Account related fees may also apply, refer to our Schedule of Account Fees.

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Get Cash Back with your MCB Debit Card.

Learn about our Perks Accounts!