Loan Rates

We offer a variety of terms and rates to fit any need or budget. Contact a lender today to get our latest loan rates.

Contact a Lender


 

Home Equity Loan Rates Last Updated: March 14, 2024

TermsRateAPRPayment Per $1,000
Terms
20 Year Fixed
Rate
6.35%
APR
6.3552%*
Payment Per $1,000
$7.38
Terms
15 Year Fixed
Rate
6.15%
APR
6.1553%*
Payment Per $1,000
$8.53
Terms
10 Year Fixed
Rate
5.85%
APR
5.8554%*
Payment Per $1,000
$11.03
Terms
5 Year Fixed
Rate
5.65%
APR
5.6564%*
Payment Per $1,000
$19.18

Rates and APRs listed above include a .25% discount for automatic debit of the payment from a MCB deposit account. If automatic payment deduction ever ceases at any point, the APR (Annual Percentage Rate) may increase.

Residential Mortgage Loan Rates Last Updated: March 14, 2024

TermsRateAPRPayment Per $1,000
Terms
30 Year Fixed: Construction
Rate
6.85%
APR
6.9066%*
Payment Per $1,000
$6.56
Terms
30 Year Fixed: Purchase/Refinance
Rate
6.85%
APR
6.886%*
Payment Per $1,000
$6.56
Terms
20 Year Fixed: Construction
Rate
6.65%
APR
6.721%*
Payment Per $1,000
$7.55
Terms
20 Year Fixed: Purchase/Refinance
Rate
6.65%
APR
6.695%*
Payment Per $1,000
$7.55
Terms
15 Year Fixed: Construction
Rate
6.50%
APR
6.555%*
Payment Per $1,000
$8.72
Terms
15 Year Fixed: Purchase/Refinance
Rate
6.50%
APR
6.506%*
Payment Per $1,000
$8.72
Terms
10 Year Fixed: Construction
Rate
6.35%
APR
6.470%*
Payment Per $1,000
$11.29
Terms
10 Year Fixed: Purchase/Refinance
Rate
6.35%
APR
6.425%*
Payment Per $1,000
$11.29
Terms
5 Year Fixed: Construction
Rate
6.25%
APR
6.470%*
Payment Per $1,000
$19.46
Terms
5 Year Fixed: Purchase/Refinance
Rate
6.25%
APR
6.387%*
Payment Per $1,000
$19.46

Rates and APRs listed above include a .25% discount for automatic debit of the payment from a MCB deposit account. If automatic payment deduction ever ceases at any point, the APR (Annual Percentage Rate) may increase.

Home Equity Line of Credit Last Updated: March 14, 2024

TermRate
Term
7 year draw period
Rate
8.50% variable during the 7 year draw period

What documents you will need to to supply to MCB to apply for a Mortgage and Home Equity Loan is listed on our Mortgage and Home Equity Checklist


Refer to our Schedule of Account Fees for monthly services fees.


Still unsure which loan solution is right for you?

Simply give us a call or stop in. We’re happy to help guide you through your choices based on your needs. New or Used car in your future? Call and ask about Auto Loan Rates.

Contact Us Visit a Location