Loan Rates

We offer a variety of terms and rates to fit any need or budget. Contact a lender today to get our latest loan rates.

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Home Equity Loan Rates Last Updated: March 14, 2024

TermsRateAPRPayment Per $1,000
Terms
20 Year Fixed
Rate
6.35%
APR
6.3552%*
Payment Per $1,000
$7.38
Terms
15 Year Fixed
Rate
6.15%
APR
6.1553%*
Payment Per $1,000
$8.53
Terms
10 Year Fixed
Rate
5.85%
APR
5.8554%*
Payment Per $1,000
$11.03
Terms
5 Year Fixed
Rate
5.65%
APR
5.6564%*
Payment Per $1,000
$19.18

Rates and APRs listed above include a .25% discount for automatic debit of the payment from a MCB deposit account. If automatic payment deduction ever ceases at any point, the APR (Annual Percentage Rate) may increase.

Residential Mortgage Loan Rates Last Updated: August 21, 2024

TermsRateAPRPayment Per $1,000
Terms
30 Year Fixed: Construction
Rate
6.475%
APR
6.596%*
Payment Per $1,000
$6.30
Terms
30 Year Fixed: Purchase/Refinance
Rate
6.475%
APR
6.505%*
Payment Per $1,000
$6.30
Terms
20 Year Fixed: Construction
Rate
6.275%
APR
6.433%*
Payment Per $1,000
$7.32
Terms
20 Year Fixed: Purchase/Refinance
Rate
6.275%
APR
6.314%*
Payment Per $1,000
$7.32
Terms
15 Year Fixed: Construction
Rate
6.125%
APR
6.322%*
Payment Per $1,000
$8.51
Terms
15 Year Fixed: Purchase/Refinance
Rate
6.125%
APR
6.174%*
Payment Per $1,000
$8.51
Terms
10 Year Fixed: Construction
Rate
5.975%
APR
6.252%*
Payment Per $1,000
$11.09
Terms
10 Year Fixed: Purchase/Refinance
Rate
5.975%
APR
6.043%*
Payment Per $1,000
$11.09
Terms
5 Year Fixed: Construction
Rate
5.875%
APR
6.396%*
Payment Per $1,000
$19.27
Terms
5 Year Fixed: Purchase/Refinance
Rate
5.875%
APR
6.004%*
Payment Per $1,000
$19.27

Rates and APRs listed above include a .25% discount for automatic debit of the payment from a MCB deposit account. If automatic payment deduction ever ceases at any point, the APR (Annual Percentage Rate) may increase.

Home Equity Line of Credit Last Updated: September 24, 2024

TermRate
Term
7 year draw period
Rate
8.00% variable during the 7 year draw period

Refer to our Schedule of Account Fees for monthly services fees.


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