Savings & Money Market Accounts

Let us help you save for all the important things in life. Whether you’re saving for a new home, a dream vacation, or retirement, MCB has an account to fit your needs.

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Features & Benefits
  • Free Online Banking
  • Mobile Banking*
  • Free eStatements
  • Free Telephone Banking
  • Interest Bearing
Comparison Chart
Account TypeStatement SavingsPrime Investment AccountSprout® AccountHoliday ClubVacation Club
Account Type
Benefits
Statement Savings
Pay yourself first with our standard savings account.
Prime Investment Account
Ideal for anyone who wants higher interest and access to their funds.
Sprout® Account
Good savings habits begin early. With our passbook style account, kids can actively be involved and watch their money grow. Learn More About our Sprout® Account!
Holiday Club
Love the holidays but hate the bills? Our Holiday Club might be your answer...Use your holiday club savings account to save throughout the year, then you can shop without the worries of how to pay for it all. Our Holiday Club accounts pay out in September. Ask about having your check direct deposited into your MCB checking account!
Vacation Club
Plan now for your dream vacation by making small deposits throughout the year. Our Vacation Club accounts pay out in May. Ask about having your check direct deposited into your MCB checking account!
Account Type
Opening Deposit
Statement Savings
$100.00
Prime Investment Account
$5,000.00
Sprout® Account
$10.00
Holiday Club
$25.00
Vacation Club
$25.00
Account Type
Minimum to Earn Interest
Statement Savings
$100.00 Average daily balance, interest pays quarterly
Prime Investment Account
$1,000.00 Average daily balance or if a $25,000.00 balance is maintained, a premium rate is available, interest pays monthly
Sprout® Account
No minimum balance required, interest pays quarterly
Holiday Club
No minimum balance required, interest pays at maturity
Vacation Club
No minimum balance required, interest pays at maturity
Account Type
Transaction Limitations
Statement Savings
Unlimited
Prime Investment Account
Unlimited
Sprout® Account
No internal transfers
Holiday Club
Additional deposits of at least $2.00, if a withdrawal is made within the first 6 days of account opening at least a seven day interest penalty applies, one withdrawal of principal may be made on the seventh day after opening but prior to maturity date without penalty with advance notice for processing.
Vacation Club
Additional deposits of at least $2.00, if a withdrawal is made within the first 6 days of account opening at least a seven day interest penalty applies, one withdrawal of principal may be made on the seventh day after opening but prior to maturity date without penalty with advance notice for processing.
Account Type
Minimum balance to avoid fees
Statement Savings
$100.00 average daily balance during the monthly statement cycle
Prime Investment Account
$1,000.00 average daily balance during the monthly statement cycle
Sprout® Account
No minimum balance if under 21 years of age
Holiday Club
No minimum balance
Vacation Club
No minimum balance

*The MCB App is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile Banking App. Check with your carriers for specific fees and charges. Message and data rates may apply.