Benefits Plus®

Get Credit Monitoring and Identity Theft Services as part of your checking account! Our NEW Benefits Plus® MCB Perks Plus and MCB Good Life Perks Plus accounts include ULTIMATE ID®.


Ultimate ID Plus®

Ultimate ID Plus® is the highest quality Identity Theft Solutions program available in the market today, powered by Merchant Information Systems, Inc. Your credit monitor will not begin until you have successfully validated your identity and completed the online activation process.* Contact 1 (877) 279-6338 for help on activating your UID+ benefits today!

Non-Interest Bearing Account Options

Non-Interest Bearing Account Options

Account TypeMCB Back to Basics CheckingMCB Perks Plus
Account Type
Description
MCB Back to Basics Checking
If you're looking for a more traditional checking account - this account is perfect for you!
MCB Perks Plus
Looking for an account packed with perks? Our membership account provides Credit Monitoring/Identity Theft protection AND gives you CASH BACK!
Account Type
Minimum Deposit to Open
MCB Back to Basics Checking
$100.00
MCB Perks Plus
$100.00
Account Type
Benefits Plus® Membership Account Value Benefits include:
MCB Back to Basics Checking
No Benefits Plus® added account benefits are offered on this account.
MCB Perks Plus
Local discounts, Retail Stores & Discount Gift Cards, Dining & Entertainment Savings, TicketXPress, Gas & Grocery Savings, Office & School Supplies, Cell Phone Coverage (up to $600/account/lifetime)**, access to the Benefits Plus® Mobile App, Concierge Call Center "live", and their fully interactive website.
Account Type
Ultimate ID® - Credit Monitoring Service*
MCB Back to Basics Checking
Add this service to your MCB account for $3.00 per month!
MCB Perks Plus
Account Type
Accidental Death and Dismemberment Insurance
MCB Back to Basics Checking
AD&D insurance is not offered on this account.
MCB Perks Plus
Account Type
FREE Online Banking with Credit Sense
MCB Back to Basics Checking
MCB Perks Plus
Account Type
FREE Bill Pay
MCB Back to Basics Checking
MCB Perks Plus
Account Type
FREE Mobile Banking App1
MCB Back to Basics Checking
MCB Perks Plus
Account Type
FREE Text Banking with Notifi Alerts2
MCB Back to Basics Checking
MCB Perks Plus
Account Type
FREE Zelle®3
MCB Back to Basics Checking
MCB Perks Plus
Account Type
FREE MasterCard® Debit Card
MCB Back to Basics Checking
MCB Perks Plus
Account Type
CASH BACK on Debit Card Transactions4
MCB Back to Basics Checking

no

MCB Perks Plus
Account Type
MCB Foreign ATM transactions fee refund5
MCB Back to Basics Checking

no

MCB Perks Plus
Account Type
FREE CardValet
MCB Back to Basics Checking
MCB Perks Plus
Account Type
FREE eStatements
MCB Back to Basics Checking
MCB Perks Plus
Account Type
Monthly Membership Fee
MCB Back to Basics Checking
None
MCB Perks Plus
$6.95
Interest Bearing Account Options

Interest Bearing Account Options

Account TypePreferred CheckingGood Life CheckingMCB Good Life Perks Plus Checking
Account Type
Description
Preferred Checking
If you're looking for a more traditional checking account that earns interest, this account is perfect for you!
Good Life Checking
Reward yourself with an account that recognizes your financial achievements. Click here to learn more about all the Good Life Club account perks!
MCB Good Life Perks Plus Checking
Add a level of Identity Theft services to your Good Life checking with our new Signature account. Keep all the same Good Life Club account perks and gain additional identity theft security features and many lifestyle savings benefits with Benefits Plus®.
Account Type
Opening Deposit
Preferred Checking
$1,000.00
Good Life Checking
$250.00
MCB Good Life Perks Plus Checking
$250.00
Account Type
Minimum to Earn Interest
Preferred Checking
$1,000 average daily balance
Good Life Checking
$1,000 average daily balance
MCB Good Life Perks Plus Checking
$1,000 average daily balance
Account Type
Interest Bearing Account
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
Benefits Plus® Membership Account Value Benefits include:
Preferred Checking
No Benefits Plus® added account benefits are offered on this account.
Good Life Checking
No Benefits Plus® added account benefits are offered on this account.
MCB Good Life Perks Plus Checking
Local discounts, Retail Stores & Discount Gift Cards, Dining & Entertainment Savings, TicketXPress, Gas & Grocery Savings, Office & School Supplies, Cell Phone Coverage (up to $600/account/lifetime)**, access to the Benefits Plus® Mobile App, Concierge Call Center "live", and their fully interactive website.
Account Type
Ultimate ID® - Credit Monitoring Service*
Preferred Checking
Add this service to your MCB account for $3.00 per month!
Good Life Checking
Add this service to your MCB account for $3.00 per month!
MCB Good Life Perks Plus Checking
Account Type
Accidental Death and Dismemberment Insurance
Preferred Checking
AD&D insurance is not offered on this account.
Good Life Checking
AD&D insurance is not offered on this account.
MCB Good Life Perks Plus Checking
Account Type
FREE Online Banking with Credit Sense
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
FREE Bill Pay
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
FREE Mobile Banking App1
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
FREE Text Banking with Notifi Alerts2
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
FREE Zelle®3
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
FREE MasterCard Debit Card Program
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
CASH BACK on Debit Card Transactions4
Preferred Checking

no

Good Life Checking

no

MCB Good Life Perks Plus Checking
Account Type
MCB Foreign ATM transaction fee refund5
Preferred Checking

no

Good Life Checking

no

MCB Good Life Perks Plus Checking
Account Type
FREE CardValet
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
FREE eStatements
Preferred Checking
Good Life Checking
MCB Good Life Perks Plus Checking
Account Type
Monthly Membership Fee
Preferred Checking
None
Good Life Checking
None
MCB Good Life Perks Plus Checking
$6.95

Still unsure which account is right for you?

Simply give us a call or stop in. We’re happy to help guide you through your choices.

Contact Us Learn about Good Life Club account perks!