Student Checking

Our Student Checking account is designed to help teens and young adults navigate through their first checking account. Whether you’re a high school student or going off to college, our Student Account is packed with online and mobile features! Parents of younger students can have peace of mind knowing our Parental Control features allow them to be involved with helping their child navigate their first account.

• No Minimum Balance Required
• Get up to 5 MCB foreign ATM transaction fees refunded per statement cycle
• Free eStatements

Enjoy Digital Convenience:

Take your bank with your wherever you go!  Enroll in Online Banking and enjoy access to or full suite of digital services including:

• Online and Mobile Banking¹
• Mobile Deposit
• Digital Payments and Transfer options through Online Banking and Bill Pay²
• Digital Wallet (Apple Pay^®, Samsung Pay™, and Google Pay^®)
• Credit Sense - Credit Monitoring Tool
• Monitor your account activity with Text Alerts and Pus Notifications
• Manage your Debit Card with CardValet
• Zelle^® - Person-to-Person Payments⁴
• Mastercard Debit Card with 24/7 Fraud Monitoring
• Visit our Online Education Center to learn how to use our Online/Mobile Banking, Mobile Deposit, Digital Wallet, and Zelle!

Student Loans Now Available!  Learn More

Add-On and Bundle Perks available!

If you're concerned about protecting your identity, enjoy saving money, getting cash back, or love to travel - You might want to add these perks to your Student Checking Account today.

Ultimate ID™ Add-On

Ultimate ID™ is the highest quality Identity Theft Solutions program available in the market today, powered by Merchant Information Systems, Inc. Your credit monitor will not begin until you have successfully validated your identity and completed the online activation process.* Contact 1.877.279.6338 for help on activating your UID benefits today!

Xpress Bundle

Travel Bundle

Enjoy access to a Full-Service Personal Concierge Travel Suite that includes MANY Savings and Discounts on Dinning and Shopping.

Explore all the benefits by visiting www.benefits-plus.org

*Credit Monitoring and the ULTIMATE ID™ program begins when you successfully validate your identity to complete the activation process. An active email address is required. To report an identity theft incident or for assistance obtaining your activation code, please call 1.877.279.6338 and speak with a dedicated ULTIMATE ID™ recovery advocate. Certain restrictions and limitations apply. See complete terms and conditions and program eligibility. Please refer to your summary of benefits for program specific information.

¹The MCB mobile App is free to download. Your mobile carrier may charge access fees depending upon your individual plan.  Web access is needed to use the Mobile Banking App.  Check with your carriers for specific fees and charges.  Message and data rates may apply.

²Student must be age 18 or older to use Bill Pay and Zelle services.

³Apple Pay is a trademark of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electroincs Co. Ltd.

⁴Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.  Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle.

Account related fees may also apply, refer to our Schedule of Account Fees.

Download our Mobile App today!