Loan Rates

We offer a variety of terms and rates to fit any need or budget. Contact a lender today to get our latest loan rates.

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Loan Rate Promotional Offers:

Slide_AutoLoans

Auto Loans - New or Used!

Rates as low as 2.99% APR*

*2.99% APR (Annual Percentage Rate) may be higher and will be based upon your credit qualifications. Credit is subject to approval by MCB. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. "R" titled vehicles will not qualify. APR disclosed per $1,000.00 borrowed at 2.99% equals monthly payments as follows; 60 months will result in a monthly payment of $17.96, 48 months will result in a monthly payment of $22.13, 36 months will result in a monthly payment of $29.08, and 24 months will result in a monthly payment of $42.98. The bank will waive origination fees. Other rates and terms are available and subject to approval by MCB. Certain terms and conditions may apply. Promotional rate reflects an automatic payment from a MCB account; cancellation of the automatic payment will result in a higher rates and higher APR. Rate special is effective as of publication date and subject to change or be withdrawn without notice.

Personal Unsecured Loans

If paying off or consolidating debt is listed on your New Year's resolution list - We can help!

Rates as low as 5.74% APR*

*Your APR (Annual Percentage Rate) may be higher and will be based upon your credit qualifications. Credit is subject to approval by MCB. Refinancing any existing MCB debt will not qualify for this special rates offer. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APR disclosed is for $12,000.00 borrowed at 5.74% for the following terms; 60 months will result in a monthly payment of $230.56, 48 months will result in a monthly payment of $280.40, 36 months will result in a monthly payment of $363.65, and 24 months will result in a monthly payment of $530.43. APRs and payments may vary for other loan amounts and repayment terms. Annual Percentage Yield shown is available to well qualified applicants for personal unsecured installment loans. The bank will waive the fees. Rate special is effective as of publication date and subject to change or be withdrawn without notice.

Secured Loans

Our secured loans are great options for the purchase of a new or used Motorcycle, ATV/UTV/Side by Side, Boat, RV, Travel Trailers or Snowmobiles....the possibilities are endless!

Rates as low as 4.49% APR*

*4.49% APR (Annual Percentage Rate) may be higher and will be based upon your credit qualifications. Credit is subject to approval by MCB. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. "R" titled vehicles will not qualify. APR disclosed per $1,000.00 borrowed at 4.49% equals monthly payments as follows; 60 months will result in a monthly payment of $18.64, 48 months will result in a monthly payment of $22.80, 36 months will result in a monthly payment of $29.74, and 24 months will result in a monthly payment of $43.64. The bank will waive origination fees. Other rates and terms are available and subject to approval by MCB. Certain terms and conditions may apply. Promotional rate reflects an automatic payment from a MCB account; cancellation of the automatic payment will result in a higher rates and higher APR. Rate special is effective as of publication date and subject to change or be withdrawn without notice.

 

 Additional rates and terms available, call today for more details!

 

Home Equity Line of Credit

Rate

0.75% (Intro. rate for 6 months) - CALL TODAY!

APR

4.50%*

APR = Annual Percentage Rate

*0.75% Annual Percentage Rate (APR) introductory home equity line of credit will be in effect for 6 months. After the 6 month period, the variable APR will revert to Wall St. Journal Prime (currently 4.50%) with a maximum APR of 16%. A $10,000.00 advance must be taken at closing in order to receive the introductory rate. If a $10,000.00 advance is not taken at closing, the rate will revert to Prime at closing. Borrower is limited to a one time only discounted introductory interest rate. The bank will waive all closing costs, with the exception of the appraisal (if required) at the cost of between $375-$475.  The borrower is limited to a one time only closing cost waiver. If refinancing other MC Bank debt, a minimum of $10,000.00 new money is required to receive the introductory rate. Lines closed within 36 months of origination date will be subject to a $250.00 early termination fee. A $25.00 annual renewal fee will apply to all lines and charged on the anniversary date of the line. Credit qualifications, maximum 89% loan-to-value, property and flood insurance (if applicable) are required. Limit of one promotional rate per customer.  Rate offer is valid as of publication date and subject to change or be withdrawn at anytime.

Refer to our Schedule of Account Fees for monthly services fees.

Still unsure which loan solution is right for you?

Simply give us a call or stop in. We're happy to help guide you through your choices based on your needs.

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