Benefits Plus®
Get Credit Monitoring and Identity Theft Services as part of your checking account! Our NEW Benefits Plus® MCB Perks Plus and MCB Good Life Perks Plus accounts include ULTIMATE ID Plus®.
Ultimate ID Plus®
 Ultimate ID Plus® is the highest quality Identity Theft Solutions program available in the market today. Your credit monitor will not begin until you have successfully validated your identity and completed the online activation process.* Contact 1.844.548.0261 for help on activating your UID+ benefits today!
Non-Interest Bearing Account Options
| Account Type |
MCB Back to Basics Checking
|
MCB Perks Plus
|
|---|
|
Description
|
If you're looking for a more traditional checking account - this account is perfect for you!
|
Looking for an account packed with perks? Our membership account provides Credit Monitoring/Identity Theft protection AND gives you CASH BACK!
|
|
Minimum Deposit to Open
|
$100.00
|
$100.00
|
|
Benefits Plus® Membership Account Value Benefits include:
|
No Benefits Plus® added account benefits are offered on this account. |
Local discounts, Retail Stores & Discount Gift Cards, Dining & Entertainment Savings, TicketXPress, Gas & Grocery Savings, Office & School Supplies, Cell Phone Coverage (up to $600/account/lifetime)**, access to the Benefits Plus® Mobile App, Concierge Call Center "live", and their fully interactive website.
|
|
Ultimate ID Plus® - Credit Monitoring Service*
|
Add this service to your MCB account for $3.00 per month!
Click here to enroll
|
 |
| Accidental Death and Dismemberment Insurance |
AD&D insurance is not offered on this account. |
|
| FREE Online Banking with Credit Sense |
|
|
|
FREE Bill Pay
|
|
|
|
FREE Mobile Banking App1
|
|
|
| FREE Text Banking with Notifi Alerts2 |
|
|
|
FREE Zelle®3
|
|
|
|
FREE MasterCard® Debit Card
|
|
|
| CASH BACK on Debit Card Transactions4 |
|
|
|
MCB Foreign ATM transactions fee refund5
|
|
|
|
FREE CardValet
|
|
|
|
FREE eStatements
|
|
|
|
Monthly Membership Fee
|
None |
$6.95 |
Interest Bearing Account Options
| Account Type |
Preferred Checking
|
Good Life Checking
|
MCB Good Life Perks Plus Checking
|
|---|
|
Description
|
If you're looking for a more traditional checking account that earns interest, this account is perfect for you!
|
Reward yourself with an account that recognizes your financial achievements. Click here to learn more about all the Good Life Club account perks!
|
Add a level of Identity Theft services to your Good Life checking with our new Signature account. Keep all the same Good Life Club account perks and gain additional identity theft security features and many lifestyle savings benefits with Benefits Plus®.
|
|
Opening Deposit
|
$1,000.00
|
$250.00
|
$250.00
|
|
Minimum to Earn Interest
|
$1,000 average daily balance
|
$1,000 average daily balance
|
$1,000 average daily balance
|
|
Interest Bearing Account
|
Yes, check rates
|
Yes, check rates
|
Yes, check rates
|
|
Benefits Plus® Membership Account Value Benefits include:
|
No Benefits Plus® added account benefits are offered on this account.
|
No Benefits Plus® added account benefits are offered on this account.
|
Local discounts, Retail Stores & Discount Gift Cards, Dining & Entertainment Savings, TicketXPress, Gas & Grocery Savings, Office & School Supplies, Cell Phone Coverage (up to $600/account/lifetime)**, access to the Benefits Plus® Mobile App, Concierge Call Center "live", and their fully interactive website.
|
| Ultimate ID Plus® - Credit Monitoring Service* |
Add this service to your MCB account for $3.00 per month!
Click here to enroll.
|
Add this service to your MCB account for $3.00 per month!
Click here to enroll.
|
|
| Accidental Death and Dismemberment Insurance |
AD&D insurance is not offered on this account. |
AD&D insurance is not offered on this account. |
|
| FREE Online Banking with Credit Sense |
|
|
|
|
FREE Bill Pay
|
|
|
|
|
FREE Mobile Banking App1
|
|
|
|
| FREE Text Banking with Notifi Alerts2 |
|
|
|
|
FREE Zelle®3
|
|
|
|
|
FREE MasterCard® Debit Card Program
|
|
|
|
| CASH BACK on Debit Card Transactions4 |
|
|
|
|
MCB Foreign ATM transaction fee refund5
|
|
|
|
|
FREE CardValet
|
|
|
|
|
FREE eStatements
|
|
|
|
|
Monthly Membership Fee
|
None
|
None
|
$6.95
|
*Credit Monitoring and the ULTIMATE ID Plus™ program begins when you successfully validate your identity to complete the activation process. An active email address is required. To report an identity theft incident or for assistance obtaining your activation code, please call 1.844.548.0261 and speak with a dedicated ULTIMATE ID Plus™ recovery advocate. Certain restrictions and limitations apply. See complete terms and conditions and program eligibility. Please refer to your summary of benefits for program specific information.
**Cell Phone Coverage: Must provide proof of ownership, cell phone must be two year old or less, must pay for the phone bill on your gengold/benplus type of checking account and provide documentation. Not a replacement program; does not include theft. Submission of a claim does not guarantee coverage or coverage availability. Generations Gold, Inc. is a third party provider and has the sole right to determine whether an item is covered.
1&2Mobile App and Text Banking: The MCB Mobile App is free to download. Check with your carrier for specific fees and charges, message and data rates may apply.
3Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle.
4Receive $0.05 CASH BACK on all debit card transactions, ATM transactions are not included in the $0.05 cash back.
5Up to 5 MCB foreign ATM transaction fees per statement cycle refunded.
Account related fees may also apply, refer to our Schedule of Account Fees.
Still unsure which account is right for you?
Simply give us a call or stop in. We’re happy to help guide you through your choices.
Contact Us Learn about Good Life Club account perks
|