Benefits Plus

Benefits Plus® Lifestyle Savings Program

Our "Better than Free" Checking Account!


Benefits Plus logo

Through our partnership with Benefits Plus®, you are entitled to an exclusive Lifestyle Savings Program that allows you and your family to save money on products and services you use every day. Credit Monitoring and Identity Theft protection services are another feature built into our Benefits Plus® accounts!


Already a Benefits Plus® Member?

Click here to LOG IN to your account!


Be sure to visit for their latest monthly promotions!

Download the free Benefits Plus®

Mobile App today!

 Benefits Plus mobile app screenshot

 Apple App Store IconAndroid App

Standard data rates apply.

Ultimate ID Logo Restoration Rescue Logo

Ultimate ID™ is available with our MCB Signature Checking Accounts.

Exclusive membership benefits include:

  • 3 Bureau Credit Monitoring
  • Internet Monitoring
  • Credential Vault
  • Instant Inquiry Alerts
  • Score Tracker
  • Managed Identity Fraud Research
  • Remediation and Recovery Services
  • Lost Document Replacement Services

Your credit monitor will not begin until you have successfully validated your identity and completed the online activation process. Contact 1.877.279.6338 for help on activating your UID benefits today!

Restoration Rescue® is available with our MCB Connect Checking Accounts.

Restoration Rescue® is your Identity Theft Restoration Service. A theft of your identity, credit or personal information can be devastating. If it happens to you, your Identity Theft Restoration team will deliver the comprehensive restoration service available anywhere.

Automatic Identity Theft Restoration Rescue Service Coverage beings 10 business days from the date of enrollment.


Discover all you're entitled to!


Travel Services

Family Benefits

Cellular Coverage


With their full service travel connection, members receive cash back with the highest quality concierge services available anywhere.

  • Air Travel - 3% cash back
  • Hotels - 5% to 50% off the lowest published rate
  • Car Rentals - 5% to 30% off the lowest published rate
  • Cruises, Group Tours, Events
  • Condo Vacations - some starting at just $350 for 7 days/7 nights at over 1,000 resort locations
  • And so much more!

With your Benefits Plus® membership everyone in your family can benefit from all the savings.

  • Grocery Coupon Club
  • Movie Ticket Discounts
  • Discounted Gift cards and eGift Cards
  • Restaurant and Retail Discounts
  • Health and Wellness Discounts*
  • Emergency Roadside Services*
  • Pet Health Insurance*
  • And so much more!


Cellular coverage is automatic, no additional registration is required. and it will reimburse the costs associated with repairing your device if it's damaged, no matter how the damaged occurred.**

Your Membership covers:

  • Accidental Damage: Yes, including cracked screens
  • Water Damage: Yes, including immersion
  • Drops: Yes
  • Mechanical Malfunction: Yes
  • Electrical Malfunction: Yes
  • Battery: Yes
  • Loss: No
  • Theft: No
  • Service Cost: Labor is included
  • Deductible Cost for other insurance: Yes
  • Cell phones: (2) two years old or less from the date of purchase
  • Coverage: $600 per membership account per lifetime
  • Automatically begins 30 days from your date of enrollment

*Additional fee applies. See Benefits Plus® website for complete program details. Most products are available for eRedemption. Some exclusions apply.

**Cell Phone Coverage: Must provide proof of ownership, cell phone must be two year old or less, must pay for the phone bill on your gengold/benplus type of checking account and provide documentation. Not a replacement program; does not include theft. Submission of a claim does not guarantee coverage or coverage availability. Generations Gold, Inc. is a third party provider and has the sole right to determine whether an item is covered.

Account related fees may also apply, refer to our Schedule of Account Fees.

Start enjoying your savings and open your Benefits Plus® Checking today! Visit our Checking Account page to learn about all our different account options.


Simply give us a call or stop in. We’re happy to help guide you through your choices.

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