INTEREST RATES ARE EFFECTIVE  FEBRUARY 2, 2012 THRU FEBRUARY 8, 2012
Deposit Product	Rate	MO APY	3MO APY
Statement Savings ($100 to open/$100 to earn interest)	0.25	***	0.25
Preferred Checking ($1000 to open/$1000 to earn interest)	0.15	0.15	***
Goodlife Checking ($250 to open/$1000 to earn interest)	0.25	0.25	***
Money Market Deposit Acct. ($1000 to open/$1000 to earn interest) $1000 to $9,999.99	0.25	0.25	***
Money Market Deposit Acct. $10,000.00 - $24,999.99	0.30	0.30	***
Money Market Deposit Acct. $25,000.00 - $74,999.99	0.40	0.40	***
Money Market Deposit Acct. $75,000.00 and over	0.45	0.45	***
PRIME INVESTMENT ACCOUNT ($5000 to open/$1000 to earn interest) $1,000.00 - $24,999.99	0.25	0.25	***
PRIME INVESTMENT ACCOUNT $25,000.00 AND OVER	0.40	0.40	***
The above listed accounts may charge fees that could reduce the earnings on the account.  Rates may change after account opening on variable rate deposit accounts.
1 MONTH CERTIFICATE	0.25	0.25	***
3 MONTH CERTIFICATE	0.25	0.25	***
6 MONTH CERTIFICATE	0.35	0.35	***
12 MONTH CERTIFICATE	0.40	0.40	***
18 MONTH CERTIFICATE	0.60	0.60	***
24 MONTH CERTIFICATE	0.85	0.85	***
30 MONTH CERTIFICATE	1.00	1.00	***
36 MONTH CERTIFICATE	1.25	1.26	***
48 MONTH CERTIFICATE	1.25	1.26	***
60 MONTH CERTIFICATE Special	1.75	1.76	***
IRA STATEMENT SAVINGS ($100 to open/$100 to earn interest-fees could reduce earnings)	1.49	***	1.50
EXPEDITION IRA SAVINGS ($100 to open/$100 to earn interest - fees could reduce earnings) $100-$499	1.54	***	1.55
EXPEDITION IRA SAVINGS                     $500 TO $4,999	1.59	***	1.60
EXPEDITION IRA SAVINGS                     $5,000 and over	1.75	***	1.76
18 MONTH FIXED IRA                                 ($500 to open/$500 to earn interest)	0.60	***	0.60
30 MONTH FIXED IRA                                 ($500 to open/$500 to earn interest)	1.00	***	1.00
60 MONTH FIXED IRA                                 ($500 to open/$500 to earn interest)	1.75	***	1.76

CD’S ARE ELIGIBLE TO PAY MONTHLY INTEREST IF BALANCE IS $1000 OR MORE.  FEES COULD REDUCE EARNINGS ON A CD ACCOUNT.  APY=ANNUAL PERCENTAGE YIELD.  PENALTY FOR EARLY WITHDRAWAL.  FULL DISCLOSURE AT ACCOUNT OPENING OR UPON CUSTOMER REQUEST.  MINIMUM TO OPEN A CD IS $1000.  COUPONS MAY NOT BE USED IN CONJUNCTION WITH SPECIALS. 

INTEREST RATES EFFECTIVE FEBRUARY 2, 2012
Loan Product	Rate		Annual Percentage Rate		Repayment amount
10 Year Fixed Rate Mortgage	4.49		4.49		120 monthly payments of $10.36 per $1000 borrowed
15 Year Fixed Rate Mortgage	4.49		4.49		180 monthly payments of $7.64 per $1000 borrowed
20 Year Fixed Rate Mortgage	4.49		4.49		240 monthly payments of $6.32 per $1000 borrowed
30 Year Fixed Rate Mortgage	4.99		4.99		360 monthly payments of $5.36 per $1000 borrowed
5 Year Fixed Rate Home Equity Loan	3.99		3.99		60 monthly payments of $18.41 per $1000 borrowed
10 Year Fixed Rate Home Equity Loan	4.45		4.45		120 monthly payments of $10.34 per $1000 borrowed

The interest rates and annual percentage rates (APRs) are subject to change without notice.  Certain underwriting and credit qualifications apply.  Rates shown include a 25 basis point discount for auto-deduct from a Marion Center Bank account.  All terms apply to new money or if refinancing, must include minimum of $5,000 new money.  Additional fees may apply.  Stop by one of our office locations for further details.